Avoidance, not evasion

I forgot to mention that the Tai Chi autumn term started yesterday evening.

As is usual, I was reluctant to go, and then thoroughly enjoyed the session. Our group has a few new members, and it will be interesting to see how many of them stay for more than a few session. And I was delighted to see that JH didn't attend the session.*

Anyway, that was Wednesday, now on to today.

Today was not particularly busy. That is not to say that important things didn't happen, it was just that I didn't have a very hectic day.

First job of the day was to grab the clippers and spend twenty minutes tidying up Hobson's coat. It really didn't take much effort. I did a quick whizz around his rump and then tidied up around the back of his neck. The final job was to change blades and clip his face. 

I'm not exaggerating, it only took twenty minutes and he was no trouble at all. I don't use a grooming table or any restraints. I just get down on the floor, at the same level as the dog, and carry out the clip. I am amazed that the Groomer couldn't finish the job.

Anyway, he now looks quite presentable and I plan to tidy up The Rat at some point this week too.

Today's main event was our annual review meeting with our Financial Advisor.

We spent a couple of hours being taken through our portfolios, recommended changes and tactics for avoiding paying more tax than is absolutely necessary.  I have reached the point where I will need to dip in to my retirement savings in the near future, and the FA has come up with a cunning way to do this whilst limiting tax liability and preserving as many of my Premium Bonds as possible.

Our FA is a lovely chap and he regularly reminds up that we are two of his easiest clients to manage. Apparently we have made some sound financial decisions, ** and don't spend rashly. 

I should also note that TP might do well out of this in a few year's time, as we need to think about minimising his future Inheritance Tax liabilities.

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* I wouldn't wish anything terrible upon her, but I would be eternally grateful if she never, ever attended another Tai Chis session ever again ... Mindful, she isn't!

** More by luck, than judgement!